New York, New York, United States, February 3, 2026 - Superform has released a mobile application in the U.S., a step the company describes as central to its effort to deliver a user-owned neobank experience onchain. The launch brings Superform's SuperVaults - non-custodial vaults that automatically allocate capital across selected DeFi strategies - into a smartphone-first interface aimed at everyday users.
The application is intended to simplify access to decentralized finance by presenting an experience similar to internet banking while preserving full user custody of assets. According to Superform, customers can open an account, onramp with fiat, and begin earning yields within minutes. The platform supports USD, BTC, and ETH deposits and includes capabilities to swap, send, and manage funds across multiple chains without surrendering control of private keys.
At the core of the mobile product are SuperVaults, described by the company as automated savings vehicles that route deposits into high-performing DeFi strategies such as stablecoin lending and liquidity provisioning. Superform reports that these vaults have produced average returns of 8.4% APY, contrasted with a 4.3% APY average for T-Bills. The company frames the mobile app as a continuation of its strategy to make onchain yield accessible without requiring users to become technical experts in wallets or protocols.
Vikram Arun, Co-Founder and CEO of Superform, is quoted stating that users should not have to be technical to earn onchain and that the app delivers a true set-and-forget experience where deposits earn automatically without active management. The company positions the mobile offering as a response to the current tradeoffs facing consumers, who the company says must choose between simple but custodial fintech platforms and complex self-custody solutions that require technical expertise.
Superform's messaging emphasizes consolidation and simplification of yield opportunities. The SuperVaults are presented as single-entry products that aggregate curated opportunities across multiple protocols, eliminating the need for users to piece together tools or evaluate protocols individually. Features highlighted include boosted APYs, a rewards mechanism called Superform Points, and tiered rewards aimed at marrying DeFi performance with familiar financial app usability.
The mobile launch builds on usage metrics disclosed for Superform's desktop platform. The company currently manages more than $180 million in user deposits distributed across over 1,000 vaults, with strategies spanning more than 70 protocols. Superform also states that its broader product catalog gives access to over 800 earning opportunities and references $10 billion in total value locked across 50 protocols as part of its opportunity set.
Operational and security-related claims in Superform's material note that SuperVaults have undergone audits by yAudit and independent security researchers from Spearbit. Since its initial rollout in Q2 2024, the platform reports that over 180,000 depositors have used its services, with users currently earning an average APY of over 8.4%. The company lists backing of $11 million in funding from investors named in its materials.
Superform describes the mobile launch as the first of several planned product rollouts and upgrades to arrive over the remainder of the year. The company has provided a contact for press inquiries and directs users to its website and social handle for updates.
What this means for markets and sectors
- Consumer finance - The mobile release targets retail savers by packaging DeFi yields in an app-like experience that mirrors fintech workflows.
- Decentralized finance and crypto markets - By routing deposits into stablecoin lending and liquidity provisioning strategies, Superform connects retail capital to DeFi protocols and liquidity pools.
- Custody and fintech services - The product aims to differentiate on non-custodial control while offering the simplicity typical of custodial apps, touching competition in custody and retail fintech.
Operational and product details
SuperVaults are described as multi-protocol, yield-bearing vaults that accept single-transaction deposits and allocate capital automatically. The company emphasizes a "set and forget" approach geared toward stablecoin yields. The mobile app extends desktop functionality and maintains the same core promise: exposure to curated, audited opportunities without the need for granular protocol-level management.
Superform lists audits by yAudit and independent researchers from Spearbit as part of its security disclosures. The company also discloses its depositor base, aggregate balances under management on desktop, and a set of investor backers who participated in an $11 million funding round supporting the business.
Next steps and how to follow
Superform indicates the mobile app is the first public product update in a sequence of anticipated rollouts and upgrades. For official updates, the company points users toward its website and social channel as provided in its materials.
Contact
PR Manager: Aarya Shah
Email: [email protected]