Commodities January 28, 2026

Tether to Shift a Portion of Its Portfolio into Physical Gold, CEO Says

Stablecoin issuer aims for 10%–15% allocation to bullion while maintaining Swiss-held ownership and quarterly purchase decisions

By Maya Rios
Tether to Shift a Portion of Its Portfolio into Physical Gold, CEO Says

Tether's chief executive said the crypto group plans to hold about 10% to 15% of its investment portfolio in physical gold, complementing roughly 10% in bitcoin. The company says it now holds about 130 metric tons of bullion after adding 27 tons in the fourth quarter, has been buying roughly two tons per week, and uses profits and reserves to acquire gold alongside other assets.

Key Points

  • Tether plans to allocate roughly 10%–15% of its investment portfolio to physical gold, alongside around 10% in bitcoin - affects the cryptocurrency and precious metals markets.
  • The company reports holding about 130 metric tons of gold after adding 27 tons in Q4 and is buying about two tons per week - relevant to bullion demand and gold market dynamics.
  • Tether uses profits and reserves to invest across U.S. Treasuries, bitcoin, tech stocks and gold-related assets; its USDT stablecoin and XAUT gold token are backed in part by the bullion holdings - impacts stablecoin backing practices and institutional reserve management.

Overview

Tether intends to allocate a meaningful slice of its investment holdings to physical gold, the firm's chief executive told Reuters. Paolo Ardoino said the crypto group is targeting around 10% of its own portfolio in bitcoin and between 10% and 15% in gold. He did not disclose the total monetary value of the investment portfolio or the precise value represented by the physical gold holdings.

Current bullion holdings and buying cadence

The company, headquartered in El Salvador, reported holding about 130 metric tons of physical gold after a 27-ton addition in the fourth quarter. Ardoino said Tether has been purchasing roughly two tons of gold per week. The organisation intends to retain ownership of the bullion stored in Switzerland and has no fixed long-term target for how much gold it will accumulate - decisions on purchases will be made quarterly.

Rationale and timing

According to Ardoino, the buying program began in 2020 during the COVID-19 pandemic and continued as geopolitical tensions increased. He said much of the gold has been bought with company profits. Ardoino described the current global environment as unsettled, saying "The world is not in a happy place at this moment. Gold is making all-time highs every single day. Why? Because everyone is scared." The company highlighted gold's strong recent performance - last year the gold price jumped 64% - and noted that prices have risen 22% so far this year, including a record high of $5,311 a troy ounce on Wednesday driven by buying amid falling confidence in the dollar and concerns around the independence of the U.S. Federal Reserve.

Use of gold within Tether's products

Tether said the physical gold it holds backs some of its products. The firm recently bought substantial amounts of bullion to support the Tether USDT stablecoin and the Tether XAUT gold token. USDT is a dollar-pegged stablecoin with $186 billion worth of tokens in circulation, while Tether's XAUT gold token has $2.7 billion in circulation.

Reserves, investments and profitability

Ardoino noted Tether invests the reserves that back USDT in U.S. Treasury bills and other assets. He also said the company has allocated its own profits into a range of assets, including U.S. Treasuries, bitcoin, the technology sector, gold royalty firms and other holdings. Ardoino said he expects Tether's 2026 profit to exceed an estimated $10 billion for 2025 and possibly top the $13.7 billion reported for 2024.

Scale and operations

The company employs about 250 people, according to Ardoino. While he outlined plans for a material allocation to gold, he stopped short of setting a single fixed target for bullion buying and reiterated that the company will reassess and make decisions on a quarterly basis.


Note: The article reports direct statements from the company's CEO and figures supplied by the company regarding holdings, token circulation and profit expectations. Some financial details, such as the total value of Tether's investment portfolio and the precise monetary value of its gold holdings, were not disclosed.

Risks

  • Limited disclosure on the total value of Tether's investment portfolio and the exact monetary share held in physical gold creates transparency uncertainty - relevant to stablecoin holders and market regulators.
  • Gold price volatility and shifting investor confidence in the dollar and central bank independence may affect the value of Tether's bullion holdings - relevant to precious metals markets and investors in Tether products.
  • Tether has no fixed target for future bullion purchases and will decide quarterly, introducing uncertainty about the pace and scale of future gold buying - relevant to gold market participants and portfolio strategists.

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